Living with fibromyalgia

It was messy, but it is finally done and over with! On December 22, 2017 the tax reform bill , or 'a giant tax cut ' as President Trump calls it, has finally been passed by both houses and has been signed into a law. It is not immediately obvious how the tax plan impacts patients with chronic illnesses. Views in the media are often tainted by the political prism through which the commentators tend to look at this issue. Plus there is limited discussion of the specific provisions that can affect patients with chronic illnesses. In this post, I am outlining some of the major provisions of the final bill that may affect chronically ill patients. Bear in mind that I am not a professional in accounting and taxation . However, I seem to have had more than my fair share of tax problems and as a result, I have become overfamiliar with the IRS website and publications. Article continues after the ad To make it easier to wrap our brains around this complex piece...

If you're travelling outside your city within India and are a customer of airtel, you can ask them to put your account in what is called as "safe custody". This is a value-added service provided by airtel where the customer will be charged a nominal amount for the duration of the "safe custody" period while the services will remain disconnected. In December 2016, the charges Rs. 500 and the maximum duration is 90 days. After 90 days, you will have to call again in order to re-enable "safe custody". However, there have been some complaints about it this way the company actually ended up disconnecting the service altogether. I am keeping my fingers crossed on this account. The cable TV services like Tata and dish TV also provide this facility. Dish TV does not charge anything during the duration of service disconnection. Service providers like BSNL do not seem to have this kind of a facility.

As of November 2016, if you call Reliance or speak to any of the Reliance Digital employees, they will tell you that you can get a Sim only once you generate a bar code using a 4G phone. I had a friend who had got a 4G phone functional with reliance connection. I thought that before purchasing a 4G phone, I will try to get a reliance connection first. This is because in the past few weeks, there have been multiple occasions where reliance digital said that they have run out of Sims. However, it was not possible to get a bar code generated from my friends 4G Phone because reliance Application would automatically log into his account I then went to the reliance digital store and also spoke to reliance customer service. Both of them were unanimous stating that for purchasing a new reliance connection, a customer needs to buy a new 4G phone first and then generate a bar code. I asked them that if they can generate a bar code for me from the phone's that they were carrying in th...

Even though BBMP has provided the ability to pay property tax online, it still requires the taxpayer to was at BBMP office, get a challan and pay the money in person when paying for the first time. As expected, I could not find any clear instructions on how to pay the property tax. So I thought I would post my experience here. Please note that this process was done from August to September 2016 and it may change based on BBMP whims First there was a problem in identifying which BBMP office holds the jurisdiction over the area where my residence is. I call the BBMP office but they could not provide any details .The builder was not of much help either. And my neighbours had not paid property taxes until now so I was kind of a guinea pig for this process. I took a copy of my registered sales deed to the nearest BBMP office that I could see from the Google maps. I decided to reach there by 3 PM so that even if the BBMP officers took a late lunch, they would hopefully be functional by that ...

http://deveshwar.in/how-file-consumer-court-complaint-bangalore/ is a good blog post that details how to file a consumer court case in Bangalore. Unfortunately, along with chronic pain comes the challenge of dealing with medical insurance and the denial of claims without assigning any clear reasons. This is a good blog post that lists down the tasks step-by-step and also other avenues that can be tried.

As a chronic pain patient was mostly homebound, it is very difficult for me to deal with the Indian government agencies including the public sector banks and LPG delivery agencies. For any small transaction, they would require your presence and would make you sit and wait. I had been trying to find a way to file RTI from home so that I don't have to endure the pain while sitting plus pay for the commute charges only to find that the government official would want me to come at another time. I found a mobile app called online RTI which also has a website  https://onlinerti.com/ . I was initially sceptical primarily because of late, there have been several such mobile apps launched by fresh out of college graduates. They probably have all the good intentions but I have not found them to be reliable. However, this portal so far has turned out to be a good experience. I use the mobile app where I am required to write the main content of the RTI. After that, I was required to pay Rs. 30...

Apollo Munich rejected the cashless claim stating that the documents have not been provided. But they would not say what documents to the required. Then I escalated the request to what they say is an email ID preauth@apollomunichinsurance.com. There was no response in 3 days Then I escalated to grievance@apollomunicinusrance.com The link for escalating it further is provided at  http://www.apollomunichinsurance.com/insurance-grievance-customer-services/process-of-grievance-redressal.aspx